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  • Thinking of switching my S&S ISA (from wealthify)- Looking at either vanguard or nutmeg...any recommendations?

  • Nutmeg referral here for you.
    6 months no fees.

    https://nutmeg.mention-me.com/m/ol/pa7ih-will-shaw

    I have both
    I think in general my Target Retirement and Life Strategy Equity funds with Vanguard perform better than my risk appetite 8 managed fund with Nutmeg and the fees are a lot lower, but the Vanguard UI and product experience is so bad it's hard to be sure.

  • Other things being equal (1), over a sufficiently long period (2), lower fees ought to be the winning factor.

    The only questions are:

    1. whether things are actually equal (probably yes for trackers but maybe not for actively managed funds)
    2. whether you're even leaving stuff in there long enough for compounding to dominate
    3. and whether the interface is really too awful to justify the effort

    Admittedly I'm perhaps biased against Nutmeg because I've spent years working in algorithmic trading and I don't think they're that impressive. There isn't a lot of retail competition that I know of though.

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