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  • I chuck money into vanguard ISA when I can, typically been lifestrategy 100, but if literally chucked a bit in sustainable life & S&P. I am in my mid twenties. Won't touch it for many years/decades (hopefully). So want to be aggressive.

    Not currently significant values, so doesn't justify spending my weekend reading about the different funds. Even if I did, I'm also not really qualified to pick funds. I do want to get into the habit of being a bit more interested in what I pick and why. Anyone have a good process on evaluating funds or any tips? I know I want accumulation and aggressive (risky). There are probably 10-20 candidate funds across the ETFs and index funds with a risk of 6 ish.

    Edit - same with my workplace pension. I haven't really actively evaluated each fund I could be in. But given my age I am in a riskier/ hopefully more rewarding option, rather than the default. Some of the keen FIRE people at work withdraw from the expensive aviva platform and add it to their own SIPP. I am not there yet.

  • https://www.lfgss.com/comments/17085599/

    Basically, stick it all in a global equities tracker. Just make sure it’s a cheap one. Your workplace platform might not offer a cheap one, sometimes they only offer a limited range of funds.

    At your age the money you put in now will be able to grow significantly so take the opportunity to keep adding to it now. Religiously adding to your pension each month from a young age will probably be the best decision you ever make.

  • All of this.

    My first pension fund, started in my twenties, is still (just) the largest pot of the four I have. I've been paying a significantly larger percentage of my salary into my current employer's scheme for the past seven years, have transferred two smaller pots into it, and it'll overtake that first one later this year.

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