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Buying a brand new van is terrible idea unless you are a business, as VAT will be payable on top of the OTR price. This is one of the reasons the private market for second hand high spec vans with VAT already paid is so strong.
Also, T7 is pretty ugly from what ive seen. I'm not particularly keen on the front end update of T6.1's either TBH - Which is why I opted for low milleage T6.
Kombi/Combi Is just what VW call any van that has combination of seats and load space in the back (as opposed to a panel van). Ford call it Crew Cab.
Yes, the initial outlay is not a small amount by any means, but it would probably end up costing you less overall. The thing with vans is they hold their value exceptionally well (especially Transporters), so it being too rich is a moot point, as you'll get pretty much all you put into it back if sold on within a year (if you have access to funds/finance in the first place, obvs). If desirable spec you may even see a profit....... Unless you write it off of course. Insurers do not accept that high spec vans don't depreciate like cars. Payouts are often far less than cost to replace like for like - I found this out the hard way.
Ford Transit Custom Crew Cab is similar to Transporter Sportline/Highline without the VW tax.