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Kombi/Combi Is just what VW call any van that has combination of seats and load space in the back (as opposed to a panel van). Ford call it Crew Cab.
Yes, the initial outlay is not a small amount by any means, but it would probably end up costing you less overall. The thing with vans is they hold their value exceptionally well (especially Transporters), so it being too rich is a moot point, as you'll get pretty much all you put into it back if sold on within a year (if you have access to funds/finance in the first place, obvs). If desirable spec you may even see a profit....... Unless you write it off of course. Insurers do not accept that high spec vans don't depreciate like cars. Payouts are often far less than cost to replace like for like - I found this out the hard way.
Ford Transit Custom Crew Cab is similar to Transporter Sportline/Highline without the VW tax.
U mad bro?
Are you talking about some crappy old T4 or something?
A modern transporter is gonna be way more reliable than some 10 year old v8 Mercedes Exec-wagon. You could keep it for a year, put ~15k miles on it and still sell it for pretty much what you paid for it.
Went all around Europe in my old T5.1 with no issues for two years (until I crashed it). New T6 DSG is even better. Euro 6 too so no European city ULEZ ban issues. Nothing beats captains seats and arm rests for long distance driving.
But whatever..... You do you. 🫡