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hippy
I think you're overthinking this. Back in the day solicitors used to charge a percentage of the estate for probate. These days it is easy enough to make the probate applications that the smoke and mirrors have disappeared. I wouldn't worry too much about the what ifs of you both dying at the same time, just ensure you've made the wills
Thanks for your condolences. The sad thing is that we'd not spoken for 10 years. As it happens we're scattering the ashes on the 14th May. It's now about building bridges with my brother and sister. Families eh?