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  • Nationwide do not lend to repay an existing loan with Nationwide. I've been through this several times.

    So the solution is you get a new separate mortgage for the new borrowing. It's not an issue although I've ended up with 4 separate mortgages with them, 3 of them are for quite small amounts.

  • It sounds as if I need to speak to them then - I started the online application process for increasing the borrowing but it wasn't clear if it would be for the entire amount or only the additional (£105k vs £15k).
    Ideally we'd release the additional borrowing now rather than August but I don't desperately want our accounts looked over as they've not been sanitised yet!

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