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This is what I do too... Although I always anticipate converting to b/w when processing the RAW, I find that it often makes for very good (better?) photos in colour at the end of the day. I suspect I'm probably not very good at the post-processing (for b/w - or for colour!) but the other thing that using a b/w preview gives me is a feeling for the form and structure (lines etc) within the photograph.
Thanks.
I learned today that shooting monotone in raw just shows colour in software...
Dunno if it's better to Raw / edit, or just use JPEGs with monotone.