(Joking a bit but) As someone that did do research each year to keep my insurance prices down I'm mildly annoyed that insurance companies can't just bump the prices for the loyal/lazy as it now makes my prices (as a diligent checker) go up.
I actually don't understand this... My (building) insurance has gone up almost 50%. Nothing's changed about my situation. Are they not supposed to do it?
In theory they can't charge you more than they would charge a new customer with the same circumstances. In reality that still leaves them with a bit of wiggle room to overcharge you.
(Joking a bit but) As someone that did do research each year to keep my insurance prices down I'm mildly annoyed that insurance companies can't just bump the prices for the loyal/lazy as it now makes my prices (as a diligent checker) go up.