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One of the plot devices used in the TV series 'Don't Wait Up' if I remember correctly. Happily it all turned out well in the end for the Nigel Havers character. Showing my age there, again.
I'd be very surprised if the purchaser hadn't received a letter from their solicitor stating in very clear and unambiguous terms that they needed to sort out insurance from the date of exchange. I certainly did.
Brommers
@pifko
Ooof
https://www.reddit.com/r/HousingUK/s/5oRYdfF43Q