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For brokers, start here:
https://monevator.com/compare-uk-cheapest-online-brokers/Depends on how much you trade and how much you have invested. I use iWeb because it's flat fee and I trade very little.
Here is a good guide on asset allocation. It includes rules of thumb based on age and attitude to risk.
https://monevator.com/asset-allocation-construct/
Have most of my savings in a Fidelity S&S ISA (opened it back when it was still Cavendish and the fees were super low) and have finally decided to move it somewhere with lower fees. If I want something to just stick whatever spare cash I happen to have and fire and forget in global ETFs and the like, what's the best place to go? I've heard from a mate that II has low fees, but the plethora of options online has me quite confused at the moment.
Additionally, I've been saving since 2018, started mostly stocks, got spooked and diverted 40% into bonds, and now find myself in the very sad position of being -5% since inception (no idea how this has happened as have diversified across US/China/AsiaPac/UK/EU..). Am still young so am wondering if I should sell off all the bonds holdings (which are rock bottom at the moment because of high interest rates), take the losses, and reinvest into stocks?
Also wondering if anyone knows of well-rated/respectable funds to go into that are designed to have minimal exposure to oil and gas..