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  • Have Nutmeg S&S ISA and Junior ISA, only because there was a decent cashback offer when I started with them. Seems fine but I don't know if they've outperformed Vanguard over the same period (though could me my poor timing adding lumps).

  • I just saw that Wealthify will give £500 for a 20k ISA (new or transfer) so even with their slightly higher fees that works out pretty well.

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