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so Junior SIPP gains are taxable i.e. I have to declare for self assessment ?
That doesn't sound right. Taxable when they are withdrawn as part of a pension I would assume it means.
I couldn't really see any benefits to a junior ISA if you're not topping out your own ISA allowance. Just create a new pot or whatever and have that flexibility.
read this: https://www.ii.co.uk/ii-accounts/sipp/junior-sipp-vs-junior-isa
so Junior SIPP gains are taxable i.e. I have to declare for self assessment ?
Is that the only diff?
The only reason I stopped paying into Junior ISA was because the kid gets control on their 18th birthday, I dont want that.