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  • SIPP (junior or normal) gains are tax free.

    Differences between junior isa and junior SIPP are when you can access and how much tax relief you get

  • ah ok but in both products the control to withdraw is with the child when they become 18 right?

  • They will need to be 55+ to get the actual Junior SIPP money, but at 18 it will become a regular SIPP under their control and they could potentially invest it all in bitcoin.

  • This is also my fear

  • control to withdraw is with the child when they become 18 right?

    There is a simple solution to this. Don't tell them.

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