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I’ve switched recently, was lifestrategy and target retirement funds (on vanguard) but have switched to 100 equity global/developed world funds.
Pension isn’t being accessed for 2o years and hopefully the same for isa, so happy to up the risk. I wasn’t aware that the lifestrategy and (I think) also the target retirement were so heavily uk weighted.
cjr-
I am too heavily weighted in lifestrategy 100, but it has been sound for me so far. What is your process for picking alternatives? Lifestrategy is also a bit more expensive than others I think, but still way cheap.
The only diversification I have done is chuck some in S&P and the sustainable life 80-90% acca fund. Didn't do much DD. Not significant investments though so I am a bit laissez faire with it.
bobble
To a complete idiot like me, who has their S&S ISA in Lifestrategy 100 since Feb 21, which I know is more UK weighted, is it worth me diversifying (or even moving the funds) at this point? Because I just look at this and go 'not bad' and move on with my day. I don't plan on using it until much later on in life...