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For what it's worth, that's not necessarily a 32% gain. I've never fully gotten my head around how they calculate that value, but it isn't just (total gain)/(total contributions).
exteroceptive-
I believe it's a time-weighted return. If I invest £100 for a year and get 100% returns, then invest another £1000, my personal rate of return should be a value closer to 100% than to 9%. The £100 has been in the market a lot longer than the £1000, but the £1000 is a much larger sum, so you need to weight by time. If you just do a simple money out over money in calculation you get a return that doesn't make much sense.
frankenbike
To a complete idiot like me, who has their S&S ISA in Lifestrategy 100 since Feb 21, which I know is more UK weighted, is it worth me diversifying (or even moving the funds) at this point? Because I just look at this and go 'not bad' and move on with my day. I don't plan on using it until much later on in life...