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  • I've been rejigging my pension - to bin the UK tracker funds based on the above! I'll switch to a global tracker - a few years too late, but probably better than never.

    Is it OK to just put everything in one fund, eg HSBC FTSE All-World Index, which Monervator reckons is the best / cheapest one, or is it a thing to split it between a few, in case HSBC goes under?

  • I believe if HSBC were to go under you would be entitled to a portion of the underlying equities that are wrapped up in the index fund

  • I believe if HSBC were to go under you would be entitled to a portion of the underlying equities that are wrapped up in the index fund

    That sounds messy!

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