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I've built my bikes from parts, no receipts.
I've had no issues in submitting claims with Laka for damaged parts as results of crashes (up to 50% of the insured value). Not sure it would differ if it was >100% insured value/stolen bike claim, but generally happy with them. Also happy to share a code if needed.
This also means if you deem your bike has more value due to current market/bespoke build/rarity/etc, you could insure it for more than an old receipt would bind you to.
giofox
Probably been answered but, will ask again for ease.
Like many of you no doubt, I've built up 6 odd bikes from frame only and have various parts from loads of different places. These have been tinkerd with over the years and now, I'm having to insure them....but.....I've no receipts for most of the stuff. Will an insurance company require receipts in the event of a potential claim.? tia