Owning your own home

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Dramatic_Hammer in reply to @Soul

Great advice, thanks - got a decent rate locked in to start in August so plenty of time to see what happens. Zero paperwork or effort as it was online with current provider!

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Soul in reply to @Dramatic_Hammer

Nice! Keep an eye on intermediary rates for other suppliers in case there are lower rates that are worth jumping ship for.

Bear in mind that you’ll need to go through legals again if you switch bank.

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Dramatic_Hammer in reply to @Soul

Ah yes, that was a fun surprise last time. You’d think once your name is on the property that’s it…

We may try to borrow more for an extension but it’s given a good fallback position at least. An extra £90 a month is nothing compared to what some friends are now paying.

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