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• #1677
Andy, have you looked at the Kia Niro?
We had that before the MG4 and I really liked it. In particular, the auto drive on the motorway was excellent, in comparison to the MG system. Allows you to eat up by long distance trips by setting the adaptive cruise control to a sensible speed, sit behind a lorry to get a draft and let the auto steering do its thing with a light touch on the wheel by you.
Can't do that with the MG as it won't stay in lane like the Kia, which was perfect.
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• #1679
since I would be the main driver and my wife would be footing the bill.
I'm assuming your wife doesn't drive or you would have just had her as the main driver and you as 2nd? Asking because we've moved countries for my wife's work and I'm a freelancer so my wife would be footing the bill of we did something similar in the next year.
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• #1680
She has a licence but doesn't really ever drive. Ever.
She is a KC, so would not consider lying on a legal document saying she would be the primary driver. We got the company to clarify the definition and they said that unless she was going to drive more miles than me then she couldn't pay the bills.
Which means it precludes doing business with any couple that has the husband earn monies with a train commute and the wife do the school run and shopping.
Yeah. Right.
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• #1681
Sorry you had a bad experience. This kind of contract constraint comes from market-specific financiers.
Yeah, I get that.
But Polestar chooses to limit customers to a financier that acts in this way.
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• #1682
I'm assuming your wife doesn't drive or you would have just had her as the main driver and you as 2nd?
Yeah, thats fraud unfortunately
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• #1683
Hope it gets sorted.
Alleluia, it is fixed!
(Or so it seems)
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• #1684
She is a KC, so would not consider lying on a legal document saying she would be the primary driver
Fair do's that makes complete sense but it's such an odd thing to bear down on. Your case is specific but for a lot of people who the fuck knows who the primary driver will be? What if circumstances change and the one who was the primary driver isn't any more.
Financially someone's still on the hook and the drivers are insured individually so it just doesn't make any sense to me.
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• #1685
Financially someone's still on the hook and the drivers are insured individually so it just doesn't make any sense to me.
Same here.
Even more odd since we are married so have a level of joint financial liability.
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• #1686
main driver ... more miles
Interesting. I was wondering the other day if they were worried about duration, distance or number of journeys when picking who the main driver is.
Edit: some searching and apparently for insurance the main driver is whoever uses the car most often
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• #1687
"we don't know who is likely to use it more and therefore either is a reasonable answer" is completely different to "I know I won't drive it much but doing it this way saves us money" though
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• #1688
That is why I am still confused. We have a joint account. I earn more money but when we pay for anything it's just considered as "us" paying for it. Not me or her.
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• #1689
I still don't understand why it makes a difference, especially if you're married and money just comes from a joint account?
I also missed the saving money but? I just read it as his wife earns enough for the lease and he doesn't?
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• #1690
Oh yeah I'm not saying the car company isn't being ridiculous - just that I don't think you can just say whichever if you don't believe it.
I guess saving money isn't quite the right term, but "say what they want in order to be granted finance" is maybe fairer
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• #1691
Finance companies are odd though.
When my mum had a company car it was provided by a subsidy that was an investment company. One time the financing company for her first choice of car embarked on a never ending circle of questions about the trading activity and ultimately refused, because self-evidently it wasn't a trading company.
The for the 2nd choice manufacturer it wasn't a factor.
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• #1692
To be clear, it needed a name of someone who would be credit checked by the finance company.
She has sizeable income, I have none.
It also needed a name of who would be the primary user.
I drive a fair amount, she has driven, to my knowledge, less than 3 miles in the 22 years we have been together.
Hence the issue.
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• #1693
I just restarted the EV charger at work and on booting it played the Final Fantasy victory fanfare. Nice.
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• #1694
Octopus just launched thier new EV to power tariff so you can earn money if they can discharge your EV when needed
https://octopus.energy/power-pack/ -
• #1695
What EVs can currently “give back” though?
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• #1696
Nissan Leaf
Nissan e-NV200
Mitsubishi Outlander PHEV
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• #1697
Broke cover today. I like it
3 Attachments
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• #1698
Looks like a Renault 5 bonnet on a Qashqai.
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• #1699
Looks like a vauxhall
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• #1700
I like it but order books are open today if you buy a 'R-Pass' which is basically £150 to jump the queue to order one.
Fuck that sort of thing right in the face.
Right, but Copenhagen is the size of Stoke Newington and they have special lanes everywhere.
Also I didn't realise Andy still lived in London, in which case there is no excuse.