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  • She has a licence but doesn't really ever drive. Ever.

    She is a KC, so would not consider lying on a legal document saying she would be the primary driver. We got the company to clarify the definition and they said that unless she was going to drive more miles than me then she couldn't pay the bills.

    Which means it precludes doing business with any couple that has the husband earn monies with a train commute and the wife do the school run and shopping.

    Yeah. Right.

  • She is a KC, so would not consider lying on a legal document saying she would be the primary driver

    Fair do's that makes complete sense but it's such an odd thing to bear down on. Your case is specific but for a lot of people who the fuck knows who the primary driver will be? What if circumstances change and the one who was the primary driver isn't any more.

    Financially someone's still on the hook and the drivers are insured individually so it just doesn't make any sense to me.

  • Financially someone's still on the hook and the drivers are insured individually so it just doesn't make any sense to me.

    Same here.

    Even more odd since we are married so have a level of joint financial liability.

  • "we don't know who is likely to use it more and therefore either is a reasonable answer" is completely different to "I know I won't drive it much but doing it this way saves us money" though

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