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yeah pretty much, I remember in last time which is easily a decade ago, the shop said they cant sell bikes at discounted price if on C2W. If you calculate the salary sacrifice over 12 months and not plan to stay with your employer for 5 years the diff is quite minimal. Defo less than 15% on Aethos.
Have balfe's run out of stock?
Yes that is right but you have to pay an admin fee at purchase and at the end of 12 month period