Bikes can be replaced. Spines not so much. From experience there's a certain psychological element when going from JRA to "shit, I can't move my legs". Sucks your bike is fucked, but you're "lucky" the impact only damaged some metal.
Their insurers should pay up. You could contact them direct with the details. For me, the bike and kit costs were paid very soon afterwards. The rest of it took 3+ years of rehab, arguing, chasing, etc. to finally sort out.
Bikes can be replaced. Spines not so much. From experience there's a certain psychological element when going from JRA to "shit, I can't move my legs". Sucks your bike is fucked, but you're "lucky" the impact only damaged some metal.
Their insurers should pay up. You could contact them direct with the details. For me, the bike and kit costs were paid very soon afterwards. The rest of it took 3+ years of rehab, arguing, chasing, etc. to finally sort out.