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  • I'd go nuts, try to get a new bathroom out of it. I jest, but only slightly

    Honestly, I had this issue and tried to keep the costs down, but ended up having to claim on the buildings insurance (I was the third example in my above examples) as part of a joint claim.

    The guy upstairs got his whole flat redone for the same excess cost that I paid. #pisstake

  • The guy upstairs got his whole flat redone for the same excess cost that I paid. #pisstake

    Go for this. Why pay for insurance if you're never going to use it.

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