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GoatandTricycle-
It’s likely that you’d get more value from contributing the same amount to a pension despite the LISA’s automatic 20% return - unless there is something special in your circumstances that makes pension contributions less attractive.
Tl;dr is do not assume that just because you get a 20% bump on it that it’s the best thing going.
Howard
It seems obvious but it’s only worth it if you have something special going on re. Pension and Life Insurance.