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  • I’ve wondered about Vanguard’s ‘personal return’ figure. Says they use:

    We use the money weighted rate of return method to calculate your % Personal return.

    How does that compare to an apr or the ‘assumes a 5% return on investment’

  • Not really! Found most explanations over complex. I just wanted to know if it’s a decent enough performance figure or some kind of over inflated one taking into account compound interest to make it look better.

    It seems to be a decent indicator so I’ll go with it.

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