Yeah. I’ve never really fully understood the time weighted measure. I’m guessing when you haven’t been in for long, and you’ve only made a lump sum deposit there will be a large descrepancy between the two.
Have you been adding money as you go? I can’t remember exactly how it’s calculated but could it be that the fund is up 17% since you started but you’ve since added money in a lower growth period which has brought down your average growth?
I’m at 50% (time weighted).
You just need to be in for a long, long time.
Obvs using it to be a deposit on a house in Kensal rise in 2008 would have been an infinitely better use of the money.