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I don't polo, but I used to run my brakes American style before realising that was wrong. Switched to the proper way round after cycling for thirty years (so I could use the RD and front brake with one hand, not to mention shift and brake with one move on STIs), and my bike handling went to shit.
Then I built this old rat rod thing with a bit of a hipster vibe to it, modern parts on an old frame, left it without a rear brake for a while. That got my neurons wired up right... Realised that I barely need the rear brake, but there was the odd occasion when I really missed it.
It's good to know just how much you can push it regarding the grip on the front tyre.
Do you bike polo? ;)
That's the default setup for 99.9%.