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  • Insurance question. I’ve chased up my claim from a few months back.
    Third party has claimed responsibility and they want to pay out below quoted repair.
    Not fussed either way, however, the TP insurer says they need to deduct 10% for salvage.
    Does this mean that they will pay out in exchange for my bike??

  • Definitely call your insurer for legal advice. They claimed responsibility, I wouldn’t budge.

  • Does this mean that they will pay out in exchange for my bike??

    Was it a write off? When I had my Suzuki written off, MCE were like “we reckon it’s worth £500 as scrap so we’re giving you the value of the bike minus £500” and left me with the not road worthy bike. I kicked off at them but they wouldn’t do anything about it despite the fact that as soon as they dropped it off to me, they knew it would be forcing me to break the law as it wasn’t roadworthy so not taxed or insured, nowhere off road to store it. Had to put a cover over it for a few days while I arranged scrappy to take it. For £300…

  • ER no, they need to pay for repairs to the bike, any equipment and a back hander to keep you in the same situation as before as if you hadn't had an accident.

    Did you have a hire vehicle while yours was off road?

  • What ever you do, do not cash the cheque if the amount isnt right.

    Mine told me that it was fine to do it, they would send another for the upped amount.

    I got totally shafted replacing my scooter like for like by a grand and after that they gave me the run around and i got no where.

    "The other insurance company aint paying anymore and we can do any more" Absolute cunts.

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