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Sounds like you’re on your way to ridding yourself of those cunts, good on you.
If this had happened across the pond I’d say you have a lovely slander case against them, because by claiming it’s fraud they’re saying you’re committing a crime. I expect you probably prefer just to wrap it up instead of taking some of their money to teach them a lesson though.
So, gave the other party one last chance to resolve.
The response? Doubling down on the fraud bit (while acknowledging that the signature is genuine and not reporting the fraud to the police so that they could properly investigate) with no evidence bar “it wasn’t presented to the bank as she knew it was a fraud”. But they added in that the broad correlation between the cheque date and a dementia diagnosis for the signatory could not be a coincidence. Which was nice to hear. But they did offer to be reasonable if we could tell them what the cheque was for which, given that only two people knew, one had passed away and the other now has advanced dementia, was not exactly good faith.
A Pre Action letter was sent and ignored so small claims application submitted today.
This isn’t about the money but not letting people trash talk my mum with no response (and while the small claims approach won’t address the trash talking, it seems that pursuing the debt is at least a way to follow through); regardless of outcome, I’ll have tried and it’ll be closure.
Once I’ve hammered frozen sausages into their lawn and called son and his wife spiteful cunts.