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With the car system being the way it is - prohibitively expensive - I can only assume it’s some quirk whereby there’s no incentive for leasing to be cheaper. Or like in the Netherlands where you can’t rent a property you don’t own outright for any more money than the cost of the mortgage - I wonder if there are restrictions on the minimum lease amount vs value.
In this case I just feel like I'm missing something - the cost of using my own money doesn't get anywhere near the cost of leasing, it's an order of magnitude out, which makes me feel that I can't be right.