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ELbowloh
How to handle building and contents insurance during a house move? We've only ever previously bought a leasehold flat where the leaseholder sorts the building insurance, so I've never really thought about this before.
We're moving from a rental house (where the landlord insures the property and we insure the contents) to a mortgaged house (where we obviously need to cover both).
I've been told that I will need to insure the building from the exchange date onward, and that the solicitor will want to see proof of insurance.
I also want to make sure my contents are insured with no lapse in coverage.
Current insurer won't cover the new house as a combined buildings and contents policy - I'm not sure why.
I think my best option is to take out a combined contents and building insurance policy on the house we're buying, starting on exchange date. Then, once we move our contents out of the rental house, call up the insurer and ask to cancel the contents policy.
Anyone spot any gaps in my logic, or other options that might work better?