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Hmm, ok. Maybe a bit concerning! I'm guessing "chose to live with them" is the reason for sale and an eye watering quote to fix. I guess you'll already be doing this but search owners forums etc for clues. Is it a haldex awd system?
As a side note, I hear more and more that newish cars are needing new steering racks. I wonder who the supplier is and what corners they cut now.
4 x matching Continental Sport 7 which are 2k old - which seemingly retail at about £250 a corner! And relatively fresh discs and pads - which are £1.5k for the Brembos up front.
So here is the twist; I spoke to the previous owner and the issues I am reporting were previously investigated by Volvo without conclusion. They then chose to just live with them!
If this doesn't turn out as a new steering rack and diff related I'm going to be very surprised.