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Out of curiosity, I did some maths.
If you work 37.5 hours per week at National Minimum wage, it would take you around 47 months to pay for that watch. Assuming you had a standard tax code, normal NI and no pension contributions.
100% of your take home going on watch repayments.So no excuses really, especially with 48 months interest free credit.
You'd have £49.52 left over for any ancillary expenses each month you may incur.
DethBeard
Detritus
Some bold targeted advertising from Goldsmiths...