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  • I've got both.

    I use Revolut for cards on the move and Wise for bigger, one off transfers. On our recent trip to the US, I'd told my mates about this and they ended up with Wise cards. So I could probably use Wise instead of Revolut but I like some things Revolut does (two cards on one account).

    As for rates, I don't look carefully enough. I just assume they're both cheaper than any other option and use one of them.

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