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Yes, it will make a difference if you're feeling well armoured.
I'm guessing head off at high speed is the first option.
2nd option, toss the keys jump of the bike and lay it on the floor and then they have to decide to go for the keys and pick them up at which point they're vulnerable or try to get you to do it. Or just stab you and do it while you're dying.
The one that bothers me is you stop at lights and someone pulls up next to you the guy on the back gets off brandishing a knife and demands your keys. What do you do?