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@princeperch
What sparky hasn't given more details on are stuff like the flooring, the kitchen aspirations, glazing etc.
I mean a bespoke triple glazed 3m x 3m window will cost as much as a decent used car. A 1mx1m upvc will cost a few hundred quid.
There could be 20ks worth of "extras" that could be stripped out and then upgraded at a later date when money allows.
My experience of architects is you basically need to tell them you're poor and might not have enough money to do the job. That way they strip everything to the basics, you see what the cost of entry is to do the work you want done, and you can then upgrade things like windows and doors and floors etc when you see how the land lies with the basics. It makes it more stressful and procurement of stuff a little more last minute as you only see how much money you have as you progress through each stage of the work. But if you give an architect a blank cheque you can bet your bollocks to a barndance they'll take full advantage of it.
I appreciate architects and builders find people like me an absolute nightmare to do work for because they think I'm a total skinflint. Which is true.