• Insurance question: my Pelagos is itemised on my house insurance, I paid £3300 a couple of years ago (RRP) and that is the stated value.
    I recently noticed they are now £4300 RRP.
    If the worst was to happen, would my insurance company supply a new watch, or give me 75% of the cost to replace?
    Or do I update the value next time I renew my insurance?

  • Always update the value, but a valuation by a retailer might be useful evidence. We update our jewelry valuations every couple of years. The guy who made the engagement ring for us is happy to do that for minimal outlay. Might be worth a quick call to the insurance provider to check.

  • I always used to get a new value from the Local AD for I sure on my Breitling Navitimer having bought it for just under £3k in 2004 and then by the time I sold it they were new £7k ish

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