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Idk. I think I've given a pretty solid e.g. which was based on someone sending their kid to private school pre-Truss.
Before Truss came in I don't think anyone was saying a Labour government was a done deal, and definitely not that adding VAT was a certainty.
This is the basis for my point of tapering it in. It doesn't even have to be over an especially long period.
TBH I don't really get this attitude.
We're taking about children with lives, friends and routines, etc. Giving people the ability to take policies like this into account and do some forward planing strikes me as a kinder process, rather than saying fuck 'em they've already had too nice a life, let's make them pay.