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  • I use Experian typically to keep an eye on credit rating. I pay for the better insight version and it's fairly clear and seems accurate.

    I just noticed my NatWest app offers a credit check through TransUnion so I had a look. My rating there is dogshite and includes lots of seemingly incorrect information (like suggesting I've had a Santander account for 24 years - I've never had a Santander account to my knowledge).

    How can I go about finding out whether I signed up with them as a reckless 13 year old, whether someone is doing something in my name, or whether TransUnion have got it wrong?

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