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You can get your credit report from all 3 agencies for free
ClearScore - Equifax
creditkarma - TransUnion
MSE Credit Club - ExperianCredit rating is nonsense, only the full report is worth paying attention to.
I use Experian typically to keep an eye on credit rating. I pay for the better insight version and it's fairly clear and seems accurate.
I just noticed my NatWest app offers a credit check through TransUnion so I had a look. My rating there is dogshite and includes lots of seemingly incorrect information (like suggesting I've had a Santander account for 24 years - I've never had a Santander account to my knowledge).
How can I go about finding out whether I signed up with them as a reckless 13 year old, whether someone is doing something in my name, or whether TransUnion have got it wrong?