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  • Ahhh that's interesting, thanks. Sometimes I can't tell if I'm reading US or UK tax advice on the web but it looks like she may only pay income tax on the share value at point of vesting and then capital gains tax on any profit.

    You're correct that she gets these annually with seemingly no performance conditions attached other than a greater allocation with promotion. I wish I could go back twenty years and work for TJX!

  • Ok given the amount of gains and presumably amount of shares I would work with an IFA. Selling them all in one bunch at this point wouldn’t seem to be prudent. Potentially disposing it some each year to make use of annual CGT allowance and also depending on where your wife is in the income tax threshold.
    You might also want to look at any other shares or assets which could be used for offsetting loses against CGT gains

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