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I'm wondering this too, S&S ISA is basically flat after 3 years vs 5.5% guaranteed...
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I think given you can get 5.7% on a fixed rate with min 1 year commit that has got to be pretty appealing. Assuming you're paying into pension which will be invested in a reasonable chunk of S&S anyway. Then depending on how much tax you're paying and how much you're putting away there is also savings accounts which are at or around 5% which could also be worth looking at. You should also open a jnr isa (if you have children) and invested in long term - which is a further £9k.
What I'm currently doing: 15% pension (which I currently have set to a fairly high risk mix of funds), fixed isa and jnr isa.
umop3pisdn
Tenderloin
@t-v
Time to look at ISA this year for both myself and my wife. Fixed-rate ISA or stocks and shares? @Tenderloin ? No need to access the money on a 1 year horizon and the intent is long term investment.