Moving to a new deal within the same mortgage provider, it's been ages since I last did it - do they now do a full underwrite in this current climate, or is it still just a check of the house price index/automated valuation?
Wife went part time a couple of years into the mortgage so earnings are a few £k lower than they were a couple of years ago.
Friends of mine did something similar. They both went on a big holiday and came back jobless and mortgage was up. I think they forgot to mention the jobless part and just signed to the neal deal that was offered. They told me there were no further checks or issues at the time.
Moving to a new deal within the same mortgage provider, it's been ages since I last did it - do they now do a full underwrite in this current climate, or is it still just a check of the house price index/automated valuation?
Wife went part time a couple of years into the mortgage so earnings are a few £k lower than they were a couple of years ago.