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When I renewed last they just waved it through (First Direct)
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We've never had to do anything when we've stayed with the same provider, other than confirm choices.
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Friends of mine did something similar. They both went on a big holiday and came back jobless and mortgage was up. I think they forgot to mention the jobless part and just signed to the neal deal that was offered. They told me there were no further checks or issues at the time.
duncs
NotThamesWater
chrisbmx116
@pifko
Moving to a new deal within the same mortgage provider, it's been ages since I last did it - do they now do a full underwrite in this current climate, or is it still just a check of the house price index/automated valuation?
Wife went part time a couple of years into the mortgage so earnings are a few £k lower than they were a couple of years ago.