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Overthinking it I think unless you have a strong feeling rates are going up.
In your position I’d probably fall back to the SVR for a couple of months if I knew I was expecting to move imminently
duncs-
Almost certainly, and I'm inclined to do that, but I need to do the sums at some point just to feel vindicated.
Obviously the biggest factor is finding the right place. Still kind of frustrated by the fact we have to have an offer to make an offer but maybe that's not entirely the case anymore in the current climate.
Polygon
Before I make one anyone got a spreadsheet for working out various mortgage scenarios handy? Current fixed term expires in Feb, and we're thinking about moving any time from now until next summer so options seem to be something like:
Possibly over thinking it and ultimately small differences won't sway us away from somewhere we really like, but just want to check in not gonna totally shaft myself.