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Overthinking it I think unless you have a strong feeling rates are going up.
In your position I’d probably fall back to the SVR for a couple of months if I knew I was expecting to move imminently -
possibly struggle to find a place due to quietening market towards Christmas.
market seems short of supply at the moment. nice places getting sold quickly and not much new stuff coming on.
duncs
ChasnotRobert
@Polygon
Before I make one anyone got a spreadsheet for working out various mortgage scenarios handy? Current fixed term expires in Feb, and we're thinking about moving any time from now until next summer so options seem to be something like:
Possibly over thinking it and ultimately small differences won't sway us away from somewhere we really like, but just want to check in not gonna totally shaft myself.