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  • Another recent discovery was being notified by my bank that my credit score was reducing - because of being at an address for less than 18 months (I bought a new house 10 months ago). So if you move house with all else being equal, (same income/outgoings etc) it damages your credit score!

    Worth bearing in mind for people thinking about applying for loans/car finance etc soon after moving.

  • Unless you're a cash buyer the small matter of taking on a new mortgage is gonna hit your score too pretty big time...

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