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Yeah, I guess. I was talking about the whole duration of my mortgage though - I just wanted that debt gone. I guess I'm more risk averse when it comes to this kind of thing and I also have no interest (pardon the pun) in managing investments to ensure I'm not fucked over when the last 3 years happen.
Also, if you pay the mortgage off sooner, then afterwards you will have more money to invest, maybe when rates are better, no?
But if you have 3yrs left on a 1.5% mortgage and you can leave money in a savings account and get about 5% then that’s not particularly risky