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  • But if you have 3yrs left on a 1.5% mortgage and you can leave money in a savings account and get about 5% then that’s not particularly risky

  • Yeah, I guess. I was talking about the whole duration of my mortgage though - I just wanted that debt gone. I guess I'm more risk averse when it comes to this kind of thing and I also have no interest (pardon the pun) in managing investments to ensure I'm not fucked over when the last 3 years happen.

    Also, if you pay the mortgage off sooner, then afterwards you will have more money to invest, maybe when rates are better, no?

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