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  • what do I need to consider in moving and transaction costs?

    EA fee on sell side - assumed 1%
    Stamp duty on buy side - used the on line calculator to work it out
    Moving costs - allowed £10k, hopefully less
    Conveyancing - £3k? £5k?

    what else?

  • Fixing unexpected stuff when moving in.
    Sell will be more than 1 by a bit.
    Mortgage costs /fees
    Alcohol to sooth stress
    Bills when moving out/in

  • Fixing unexpected stuff when moving in

    Yes, I've allowed a chunk for that.

    Mortgage costs / bills / alcohol are pretty much priced into current outgoings but I'll put a little extra in.

    For EA, what's more realistic, 1.5%?

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