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I'm just trying to survive to 55 first.
Nah, I mean at current position, I can afford to retire at retirement age. I'd have to lift my game a bit if I wanted to retire early. Also depends how you define retirement. My old man has retired 3 times I think and is still working happily 70+. I'd love to stop work and be a bum for the rest of my life but I'm not sure how minimal I can go lifestyle-wise. Midget upkeep is spendy.
hippy
As in your existing SIPP and pension pot are already big enough to fund half your current income? Smashed it, well done! I'd be trying to retire before 55 if I was in that position...