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just use tracker funds with little real idea of what I'm doing
That's a far better idea than someone trying to play the market. Trackers are cheaper (some very cheap), and diversify risk relatively effectively without having to do too much about it.
Aegon, tho. I worked there for a bit. Maybe you want to reconsider on that basis...
NotThamesWater
Aegon Default Equity & Bond Lifestyle Pension Fund
https://markets.ft.com/data/funds/tearsheet/charts?s=GB00B9M5YQ97:GBP
That's the default one. Dunno if I can add other funds or what. I have a SIPP from when I ran a ltd company that I could dump money into. But I'd just use tracker funds with little real idea of what I'm doing. It's making money but I've nothing to compare with so who knows.
That's the benefit of paying off the mortgage - you don't need to give a shit if things are going good or bad - it's simply "I owe some pricks less money now"